Paxum Adds New Feature: Instant Loading via External Credit Card

Paxum is pleased to announce the addition of a great new feature to help make your use of our services more convenient than ever! Today we added our new Instant Loading via External Credit Card feature!

If you need money in your Paxum account fast, and you have an external credit card, you can now fund your Paxum account INSTANTLY through this valuable new service.

Every Paxum client may use this option; personal and business account holders alike. You will find this new loading option listed along with our other options (Wire, Check, EFT) under the "Add Funds" tab within your Paxum Account Control Panel.

We invite you to share your thoughts, comments and suggestions in this post. As always, we don't just listen to our clients needs, we act upon your requests!

IMPORTANT NOTE: Paxum cannot accept 3rd party credit cards to fund your Paxum account. You must ensure the name on the external credit card you add exactly matches the name shown in your Paxum account information, or we will be unable to complete the transaction.

Paxum Update: Verification Process Changes

Over the last year we have received multiple requests from our clients to make our verification process easier. As our history shows, here at Paxum we believe in listening to our clients and acting accordingly.

The security and integrity of our program will always be our number one priority. Therefore it is only after extensive research and focused negotiation with our card provider and third party auditors, that we are very pleased to be able to implement an update to the Paxum verification process.

Effective immediately, Paxum account applications from countries considered to be a low security risk; Australia and all EU countries, will now only require ONE (1) Picture ID, instead of the previous TWO (2) Picture ID requirements.

As you can see, we really do value and appreciate feedback from our clients, and it can make a world of difference to the service we provide. Please let us know your thoughts, and any suggestions you may have, so that we can continue to deliver the excellence in service our clients have grown to expect.

Transfer Between Currency Checking Accounts FREE!

We recently added both EURO currency and Canadian currency as checking accounts to Paxum. It is VERY easy to set up these new currency accounts, and the best part is that it's FREE!

Paxum clients wishing to withdraw their funds via Wire in EURO or Canadian currency can transfer their USD funds instantly via 'Transfer Between Accounts', located under 'Transfer Funds' within your Paxum Account Control Panel.

The currency conversion is automatic when you transfer funds from one currency checking account to another, and one of the best features is that you can do this absolutely FREE!

There are NO TRANSACTION FEES for Transfers between currency checking accounts, giving you even greater flexibility with your funds.

Check it out today, and if you have ANY questions at all, please post a comment or get in touch!

A Note About Transaction Approval Codes

Transaction Approval Codes is an optional security measure available for all Paxum clients, whether business or personal.

When using Transaction Approval Codes you need to be sure that you input the information EXACTLY how it is displayed in your Transaction Approval Codes PDF file, or they won't work.

Transaction Approval Codes are
CASE-SENSITIVE!

Paxum Request Money Tool

Sometimes it's handy to be able to send a payment request without having to go to the trouble of setting up Pay Now buttons.

Paxum offers this function providing you with an easy method to send online payment requests through a very simple form.

To send a payment request through Paxum you must first login to your account and click the 'Request Money' menu button. This will take you to an easy-to-complete form where you specify the email address of the person you wish to send you money and the amount. You also have the option to add a personal note to your money request.

Once you hit submit, the request will be sent via email to the address you specified. If that person already has a Paxum account they will be prompted to login to their account and visit the Request Money section to allow or decline the request. If that person does NOT have a Paxum account then they will be prompted to signup so that they are able to respond to your request.

At any time you can view pending Money Requests that you have sent, or that have been sent to you, by visiting the Request Money section inside your Paxum ewallet Account Control Panel.

Please feel free to post your comments!

Paxum Tutorial: Creating Buy/Pay Now Buttons

All Paxum account holders have the option to set up Buy/Pay Now buttons, whether you have a business or personal account.

Buy/Pay Now buttons are VERY EASY to setup with the straightforward form found within your Paxum Account Control Panel.

Sell goods and services online and be paid instantly through this versatile Paxum feature!

Let's begin!

Paxum Tutorial: Creating Buy/Pay Now Buttons

1. Login to your Paxum Account Control Panel
2. Go to Merchant Services >>> My Saved Buttons
3. Click 'Add New Buttons' and the form will load.
4. Fill out the form:
5. 'Button Type' - Select Buy Now for regular buttons or Subscriptions if you would like to set up a recurring subscription/payment button.
6. 'Email Address to receive payments' - From the dropdown menu, select the appropriate email address where you wish to receive payment.
7. 'Item ID' - This field is optional and provided for easier management of your inventory with your own system.
8. 'Item Name' - This is how your customers will see your Item listed when they click your Buy/Pay Now button. You may use up to 150 characters.
9. 'Price/Billing Amount' - The cost of your item.
10. 'Shipping' - Add any applicable Shipping fees here. (only displays for Buy Now option)
11. 'Tax' - If you have to add taxes to your Item insert the tax percentage (%) here. (only displays for Buy Now option)
12. 'Billing Frequency' - Select from the dropdown how often you wish to recur the payment. (only displays for Subscription option)
13. 'Continue Billing until' - There are three options here; 1) number of transfers (ie specify # transfers and then stop billing); 2) specific date; 3) user cancelled subscription. Select the appropriate one for the subscription you are selling (only displays for Subscription option)
14. 'Button Text and Appearance' - Here you can choose to use the Predefined Button we provide (Buy Now/Pay Now/Subscribe), or your own button image. Should you select your own button image then you must be able to provide a hyperlink to the URL of the button image you wish to use.
15. 'Button Custom Fields' - Here you can add additional fields to your button. Options include Text, Email, Number, Date and Time.
16. 'Button Advanced Features' - A series of Yes/No options for Quantity, Special Instructions and Shipping.
17. 'Take Customers to this URL when they Cancel their checkout' - Sometimes customers cancel just as they're about to pay. Take control of where your customers will be taken when they do by specifying a URL in this space.
18. 'Take Customers to this URL when they Finish their checkout' - Redirect your customers to the URL of your choice. This is the perfect place to display any other goods/services you may have on offer; special discounts; etc.
19. 'Advanced Variables' - Add variables to your button code such as delivering the payment information directly to your back end servers through our handy IPN (instant payment notification), and more. Feel free to customize your button.
20. That's it! You're done! Now Click 'Create Button'.
21. You will now be taken back to the Merchant Services >>> My Saved Buttons section of your Paxum Account Control Panel. You can see your freshly added button listed in the menu. You can choose to 'View Code', 'Edit', or 'Delete'.
22. Clicking 'View Code' will take you to a page where you can easily copy the HTML code for the Paxum Pay Now Button you have just created. 'Edit' allows you to make additional changes. 'Delete' removes the button from your list.

That's it! You're all set!

You can also create Buy/Pay Now buttons through dynamic HTML. You will find more information under the Developers section of the Paxum site.

We hope this helps! Please feel free to share your comments, suggestions and thoughts with us and other readers of this blog by posting a comment below! :)

E-Commerce: Custom Field Added To Pay Now Buttons

If you use the Paxum Pay Now buttons then you'll be happy to learn we have added a new Custom Field.

Now, if you sell goods online that requires you request a mailing address you can! Phone number, email, mailing address, etc. This information can now be requested when you add Paxum Pay Now buttons to your site.

You can learn more at Paxum.com on the Developers page.

Add Unlimited Email Addresses!

When you sign up for an account with Paxum, your username, and the way that people will be able to send money online to your account, is via the email address you used to signup.

The primary email address you signup with is the login for your account, and is also the email address that will be displayed EVERY time you send money to a fellow Paxum customer.

Some customers prefer to manage their received payments through a variety of email addresses to help monitor certain payment types or payment sources.

With Paxum this is made VERY EASY for you since you can add UNLIMITED email addresses to your Paxum account.

All you must do is verify each email address, and that is easy to do by simply clicking the link in the confirmation email you receive. Once the email has been confirmed then you can ALSO receive payments to your Paxum account via that email address.

ALL received payments will be delivered to your Paxum 'Checking' ewallet account where you can choose to withdraw those funds through a variety of methods.

Charitable Organizations - Welcome To Paxum!

Paxum is keen to assist non-profit organizations to be able to accept donations from anywhere in the world.

In keeping with this protocol, Paxum welcomes charitable non-profit organizations to signup for a business account and receive all the fees from every donation on top of the donation itself!

P2P fees are $0.25 for a personal client, and $1.00 for a business client. So for every personal donation, Paxum will add the $0.25 fee to the donation, and for every business donation, Paxum will add the $1.00 fee to the donation.

We don't just make it easy to get those funds exactly where they need to be to do the most good! We encourage all charitable organizations to add Paxum as a payment option so they too can partake of the benefits so many Paxum clients already enjoy.

Paxum Security: Customer Risk Rating

Along with our other Security Measures and implementations, Paxum also provides an additional way to ensure you are only doing business with trusted members.

The Customer Risk Rating is based on a variety of factors to ascertain an appropriate 'risk factor' for each individual Paxum client. These figures are NEVER published, however each Paxum client has the ability to only do business with customers within a specified "Risk" bracket.

Risk Ratings are listed from 1 to 5, with 1 being 'Very Low Risk' and 5 being 'Very High Risk'. If you want to be able to send payments to EVERYONE regardless of their Risk Rating then you need to set your level to 5.

You can locate and adjust this feature inside your Paxum ewallet account under Security >>> Risk Level

Paxum Announces Spring Holiday Promo!

Are YOU ready for the Spring Holiday?

WE ARE!!

Paxum ewallet payment service is thrilled to announce the launch of our
ONE WEEK SPRING HOLIDAY PROMO!

ALL Personal Paxum clients can enjoy NO P2P FEES between April 20th 12:01am Eastern (GMT minus 5 hours) and April 26th 11:59pm Eastern (GMT minus 5 hours).

During this time absolutely NO P2P fees
will be charged to personal accounts!!

Now's a great time to buy some traffic, pay some bills, send some money online to one of your friends or family, and you won't have to pay ANY fees to do so!

We would like to thank ALL our clients for their continued business, and this is a great way to do so!

ACH - Deposit And Withdrawal

Another one of Paxum's funding and withdrawal methods is ACH, which stands for Automated Clearing House, and essentially is a way to pull your Paxum funds directly into your bank account.

This option is currently only available for those personal and business clients who use a US bank account.

Available for just a $5USD fee, ACH is a popular funding and withdrawal method for many US Paxum ewallet clients.

Withdrawals To An Already Existing Credit/Debit Card

Paxum offers a variety of easy ways to get your money in your pocket. One of our popular additions is the ability for clients to load already existing credit cards or debit cards with their Paxum funds.

It's very simple to get setup with this feature. Simply add the credit/debit card you wish to send your Paxum funds to, and then make your funds transfer request under 'Withdraw Funds'.

Withdrawals to a previously existing credit card take about 4-7 business days to complete and there is no maximum cap on the amount you can withdraw.

Fees associated with this withdrawal method are $6USD or 1% of the transaction, whichever is greater. Straightforward and easy!

Please feel free to leave a comment and share your thoughts with us!

Paxum Security: Customer Reputation

Customer Reputation allows you to be more discerning in who you send payments to through the Paxum Ewallet Payment service.

Customer Reputation is based on submitted ratings by fellow Paxum clients who have sent P2P payments over $100USD to the specific Paxum client in question.

Customer Reputation uses a numeric system 1 to 5; 5 = Very Good, 1 = Very Bad. Ratings are compiled from all submissions and an averaged rating is assigned to that customer. If no customer reputation ratings have ever been submitted then there is simply no rating for that customer.

Customer Reputation can be searched based on Paxum email address, and this can be done within Account Admin under the Security >>> Search Reputation feature.

It's easy to set the Customer Reputation level you're comfortable with. Find out more by visiting the Security section of your Paxum ewallet account.

Easier Way To Test Your Pay Now Buttons

For those Paxum clients who have been having a hard time testing their Pay Now buttons, you'll be pleased to know we have updated our system to allow customers to send themselves money.

This feature was not previously enabled since there was no viable reason for it. Now that there is one, we have switched on the ability to send payments to yourself so that you can fully test your Pay Now Buttons before putting them live!

We're constantly working with you to deliver the ultimate ewallet payment service for your worldwide financial needs. Please feel free to share your thoughts with us by commenting below!

Recurring Payments And Subscriptions

Paxum is so much more than just a simple ewallet. You can use Paxum as a global payroll solution; as an E-commerce base; as a fast and easy way to send money around the globe; and as a great way to access your funds instantly!

Along with our other features, one of the latest additions to Paxum ewallet is the ability for customers to now accept Recurring Payments and Subscriptions.

If you receive regular monthly payments then this feature is definitely going to help! When you automate your payments it often makes for a much easier life with less to worry about and more time to focus on the important things in life!

Check out the details of the Paxum Recurring Payments and Subscriptions and how to set them up for your Paxum account by visiting our online documentation. Click here now!

Get Your Pay Now Buttons!

If you're looking for a fast, easy way to accept payments for goods and services online, then look no further than Paxum!

Paxum ewallet is more than just an ewallet, we offer you a versatile way to sell your goods and services online with our convenient dynamic HTML Pay Now buttons that you can easily connect to your own back servers through our handy IPN (Instant Payment Notification) option.

Check out the full documentation on the Paxum website to learn how to create these handy Pay Now buttons!

Low Fees Are The Way To Go!

Here at Paxum we believe in making it easy and convenient for you to access your funds both online and offline.

You can enjoy the versatility of the Paxum ewallet; make P2P payments, load and withdraw funds from your account in a variety of ways, or send them to your Paxum Card.

Personal account holders only pay 25 cents per transaction, making it very inexpensive to use your account!

The Paxum credit card is also set-up with minimal fees involved so you can always gain access to even more of your money!

ATM withdrawals are just $2USD per transaction, no matter WHERE you are in the world!

We do not add any percentage to the ATM withdrawal, and with no FOREX Fees involved you're going to be able to withdraw even more of your hard-earned cash.

You can review a full list of our Fees right here on the Paxum blog, or by visiting our site directly!

Convenient Transaction Statement Export

When you're keeping financial records, it can sometimes be preferable to be able to maintain monthly statements of every account you hold.

With Paxum we make this easy for you to accomplish by offering you a convenient CSV Export of whatever date range you specify.

Whether you want monthly reports, bi-monthly, quarterly or any specific date range that makes sense to you, you can easily extract your Paxum ewallet and Paxum card statements at any time.

Simply Login to your Paxum account and you'll find this feature under the My Account -> Statements section.

P2P Payments Are Always Instant

*P2P stands for Peer To Peer

The Paxum ewallet payment service is a convenient way to send and receive money online worldwide.

With Paxum Peer To Peer Payments you can INSTANTLY pay for services such as

• Traffic/Advertising
• Domain Registration
• Content
• Hosting
• Scripts
• SEO Services
• Goods/Products
• And Much More!

Peer To Peer Payments are made through one easy to use interface, and for a very low fee of just $0.25USD per transaction!

You can learn even more about the versatility of Paxum's P2P Payment options by visiting the P2P Page on this blog.